25% of US investors see crypto as a key asset in their portfolio

Key Takeaways

• 25% of Americans consider crypto a key component of their ideal investment portfolio.
• Gen Z indicates the highest ideal savings amount at $160,000, compared to $135,000 for Baby Boomers.

One in four Americans views crypto as a key component of their ideal investment portfolio, according to a new study by Clarify Capital titled “Redefining the American Dream.” This preference for digital assets highlights evolving perceptions of financial success and investment strategies in the US.

The study reveals that while traditional assets like real estate (70%) and stocks (69%) remain popular choices overall, crypto has emerged as a significant desired asset class, particularly among younger generations.

The research also sheds light on broader economic sentiments. Three-quarters of Americans still aspire to the traditional American Dream, but nearly 50% believe it’s out of reach for the average person. Many view being debt-free (64%), owning a home (62%), and retiring (48%) as unattainable goals within the next five years.

Financial expectations vary by generation, with Gen Z indicating the highest ideal savings amount at $160,000, compared to $135,000 for Baby Boomers. Additionally, Americans believe an annual salary of $110,000 and savings of $150,000 are necessary to live comfortably.

Moreover, the study explored attitudes towards work and emerging industries. Flexible working hours (74%), remote work opportunities (67%), and competitive salaries (62%) were identified as top job priorities. Artificial intelligence and machine learning were seen as the most promising future industries by 78% of respondents.

Despite economic challenges such as inflation (cited by 70%) and lack of affordable housing (47%), the survey found that Gen Z was 40% more confident than Gen X in their ability to achieve their version of the American Dream.