Aave Founder: Aave's Thinking Model Can Become the Backbone of Any Real-World Credit

According to a report by Jinse Finance, Aave founder Stani Kulechov stated in response to Vitalik's comments, "The mental model for Aave is that it can become a pillar of any real-world credit. I see the growth of credit on Ethereum being achieved through local/global examples. Locally: Tokenizing credit based on local qualifications (such as local credit agencies, ORCA, etc.) and new innovative facilitation methods. This is where actual people (or AI agents) obtain funding. Globally: Using these tokenized credits as collateral in Aave to unlock value, providing more loan funds for more people in the local category. This is where funders gain pillar liquidity. This model can be applied to various credit scenarios, whether it's loans within a community or loans on Wall Street. It could become the most transparent, resilient, and accurately priced credit market."